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Some buyers need to be creative in coming up with their down payment...
Fixed-rate mortgages are the way to go if you plan on staying in your home for more than five years. Also, they are currently the preferred loan vehicle...
By now, you've heard plenty about the housing credit crises spurred by a high number of defaults on adjustable-rate mortgages (ARMs), notoriously known as 'subprime mortgages...
Can't get a standard mortgage, one that conforms to Fannie Mae or Freddie Mac guidelines? Not to worry...
You found your dream home and you can't wait to move in, but then the butterflies start fluttering in your stomach...
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