We quickly collect rates from area lenders based on your mortgage needs. No sign-up required! Once you find a rate you like, contact the lender to fill out your FREE application. You can also request a personalized mortgage quote in the section below.
The rate information on this page is powered by Informa Research Services, Inc. © 2014. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. Contact firstname.lastname@example.org to have your rates included in this chart.
Purchase and Refinance
Fixed Rate/Adjustable Rate Conforming - Some rates are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (96.5% LTV for FHA's and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.
Fixed Rate/Adjustable Rate Jumbo - Some rates are based on a $450,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio (96.5% LTV for FHA's and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.
As part of the Economic Stimulus Act of 2008, Fannie Mae's limit on conforming loans has been temporarily raised in some counties. The limits on these new “jumbo-conforming” mortgage loans differ from area to area and have been based on the MSA's median home price. Please note that not all lenders will automatically raise their conforming loan limits. Inquiring directly with each lender is the best way to ensure you are assuming the correct conforming loan limit for your situation.
Monthly payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.
| Figuring Out the Down Payment |
The days are gone of 100 percent financing on homes. Most lenders require home buyers to put at least five percent down. Even these programs are rare and require you to have...Read More
| Getting a Fixed-Rate Mortgage |
A fixed-rate mortgage is a loan where the interest rate on the mortgage note remains the same through the entire term of the loan. Fixed-rate mortgages are available in...Read More
| Opting for an Adjustable-Rate Mortgage |
By now, you've heard plenty about the housing credit crises spurred by a high number of defaults on adjustable-rate mortgages (ARMs), notoriously known as 's...Read More
| Obtaining Other Types of Financing |
Can't get a standard mortgage, one that conforms to Fannie Mae or Freddie Mac guidelines? Not to worry. You can consider alternative types of home financing. Some of...Read More
| Applying for Your Mortgage |
You found your dream home and you can't wait to move in, but then the butterflies start fluttering in your stomach: The dreaded mortgage loan process looms large...Read More