Current Mortgage Rates

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*All rates are based on good to excellent credit.

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We quickly collect rates from area lenders based on your mortgage needs. No sign-up required! Once you find a rate you like, contact the lender to fill out your FREE application. You can also request a personalized mortgage quote in the section below.

Informa Research Services

The rate information on this page is powered by Informa Research Services, Inc. © 2014. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. Contact links@informars.com to have your rates included in this chart.

Purchase and Refinance

Fixed Rate/Adjustable Rate Conforming - Some rates are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (96.5% LTV for FHA's and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate/Adjustable Rate Jumbo - Some rates are based on a $450,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio (96.5% LTV for FHA's and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

As part of the Economic Stimulus Act of 2008, Fannie Mae's limit on conforming loans has been temporarily raised in some counties. The limits on these new “jumbo-conforming” mortgage loans differ from area to area and have been based on the MSA's median home price. Please note that not all lenders will automatically raise their conforming loan limits. Inquiring directly with each lender is the best way to ensure you are assuming the correct conforming loan limit for your situation.

Monthly payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

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Mortgage Guide

Down ArrowMortgage advice and tips to help you get started
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