Yreka Mortgage:

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Use our mortgage tool to get quick rates from area lenders based on your mortgage needs. Once you find a rate you like, contact the lender to fill out a FREE application. Check out the latest lending activity!

*All rates are based on good to excellent credit and 20% down for a conventional loan, 3.5% for FHA

X

740+

700-739

660-699

620-659

619 and below

Excellent

Good

Average

Fair

Poor

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Showing of 12 Loans
Yreka Homes for Sale
Lender Interest Rate Points APR Fees FHA Monthly
(866) 477-7162
NMLS #98161
Sponsored
3.750% 0.000 6.155% $4,398
Yes
$810
(888) 396-4817
NMLS #1978
Sponsored
3.250% -0.125 5.695% $3,972
Yes
$761
NMLS #401822
Sponsored
4.000% 0.375 4.031% $656
No
$835
(888) 396-4817
NMLS #1978
4.000% 0.750 4.121% $2,558
No
$835
(888) 396-4817
NMLS #1978
3.250% -0.125 5.695% $3,972
Yes
$761
(866) 518-7718
NMLS #240415
4.000% 0.875 4.069% $1,466
No
$835
(866) 477-7162
NMLS #98161
4.250% 0.000 4.310% $1,336
No
$860
(866) 477-7162
NMLS #98161
3.750% 0.000 6.155% $4,398
Yes
$810
NMLS #837915
4.000% 0.875 6.454% $6,094
Yes
$835
NMLS #837915
4.250% 0.375 4.353% $2,156
No
$860
NMLS #401822
4.000% 0.375 4.031% $656
No
$835
NMLS #2890
3.875% 0.875 4.035% $3,439
No
$822

Data Provided by Informa Research Services, Inc. | Loan Product Help

Informa Research Services

The rate information on this page is powered by Informa Research Services, Inc. © . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention HomeFinder.com to ensure you receive the preferred Internet rate. Contact links@informars.com to have your rates included in this chart. California Department of Real Estate, Lic. #1937608

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Informa Research Services

The rate information on this page is powered by Informa Research Services, Inc. © 2014. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. Contact links@informars.com to have your rates included in this chart.

Purchase and Refinance

Fixed Rate/Adjustable Rate Conforming - Some rates are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (96.5% LTV for FHA's and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate/Adjustable Rate Jumbo - Some rates are based on a $450,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio (96.5% LTV for FHA's and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

As part of the Economic Stimulus Act of 2008, Fannie Mae's limit on conforming loans has been temporarily raised in some counties. The limits on these new “jumbo-conforming” mortgage loans differ from area to area and have been based on the MSA's median home price. Please note that not all lenders will automatically raise their conforming loan limits. Inquiring directly with each lender is the best way to ensure you are assuming the correct conforming loan limit for your situation.

Monthly payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Lending Activity in 96097

Lending activity over the past several weeks in 96097 is shown in the graph above. In total there have been 19 loans since 7/06 and most recently 4 loans in the week of 8/10.

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